The Board evaluates a financial institution's retail banking goods made available inside the financial institution's facility-centered evaluation places and nationwide, as relevant, in the institution level as follows:
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Except for a little lender that opts to get evaluated pursuant to your Retail Lending Examination in § 228.22, the Board assigns conclusions to the effectiveness of a little lender evaluated less than this portion as provided in appendix E to this portion.
. Also, When the Board deemed the house home finance loan lending of a financial institution's functions subsidiaries or, in a lender's election, the Board regarded the house property finance loan lending of other financial institution affiliate marketers, the financial institution need to include in its public file the names on the functions subsidiaries and also the names in the affiliates and also a created notice the functions subsidiaries' along with other affiliate marketers' HMDA Disclosure Statements may be received in the CFPB's Internet site.
(iii) A inhabitants loss of ten per cent or more in between the prior and most recent decennial census or a Internet populace decline of 5 p.c or more more than the 5-12 months time period previous The latest census.
Pursuant to 12 U.S.C. 2906, the Board more info presents conclusions derived under this aspect independently for metropolitan regions where a bank maintains a number of domestic department offices and to the nonmetropolitan location of a Condition if a bank maintains a number of domestic department offices in these nonmetropolitan space.
(B) The success in the lender's programs for offering retail banking companies and the availability and responsiveness of the financial institution's retail banking products, pursuant to § 228.23, as applicable;
) Significant banking companies that experienced assets under or equal to $ten billion as of December 31 in either in the prior two calendar many years and that don't function branches.
The Bank Assessment Location Local community Development Financing Metric actions the greenback volume of the lender's Group advancement loans and Neighborhood growth investments that gain or serve a facility-centered evaluation area as compared to deposits in the bank that are located in the ability-dependent evaluation location, calculated pursuant to paragraph II.a of appendix B to this part.
The Board weights the bank's performance score with the effectiveness tests relevant to a large financial institution as follows:
(B) In 5 calendar times of your request, all the knowledge which the bank is needed to keep up beneath this section in the public file regarding the power-primarily based evaluation spot wherein the department is situated.
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
(B) The Nationwide Community Development Investment Benchmark actions the dollar volume of community development investments that profit or serve all or Element of the nationwide spot, excluding home loan-backed securities, of all significant depository institutions that experienced assets bigger than $10 billion as of December 31 in both on the prior two calendar many years as compared to deposits located in the nationwide space for the people depository institutions, calculated pursuant to paragraph II.n of appendix B to this element.
usually means a staffed banking facility, regardless of whether shared or unshared, that the Board accepted or approved like a branch and that is open up to, and accepts deposits from, most of the people.